Pensions Savings Investments

ISAs and the Lifetime ISA

An ISA is a tax-free investment vehicle. When you invest your savings, shares or life insurance, as well as all authorised retail investment schemes and UK Real Estate Investment Trusts into an ISA, your income and gains from the investments are free from income tax and capital gains tax.

Making a Will

Making a Will is one of the most fundamental aspects of estate planning, yet many people do not appreciate its importance.

The retired facing 'complex' tax regime

The tax system for people in retirement has been described as being too complex, and, as a result, too many older people overpay their taxes.

Drop the compulsory retirement age, says Equality Commission

Employees should be allowed to continue working after the age of 65, the Equality and Human Rights Commission (EHRC) has argued.

Pension funds register drop in deficits

There has been a distinct improvement in the state of the UK’s final salary pension schemes.

Smaller firms get extra time to prepare for new pension scheme

Small businesses are to be given flexibility over the introduction of the government’s new compulsory workplace pension scheme.

Changes recommended to boost defined contribution pensions

The Association of British Insurers (ABI) has produced a series of proposals aimed at improving the returns that employees receive from defined contribution pensions.

Pensions policy requires 'radical' change of approach

Workplace pension schemes are in danger of failing to provide adequate retirement incomes, it has been claimed.

New pension plans should be adapted for temporary workers

The new government-backed compulsory pension programme, due to come into effect in 2012, needs to take more account of temporary workers, it has been claimed.

Savers could be hampering economic recovery

The number of households that are using their money to pay down debts or to boost their savings is on the increase and could be having an adverse effect on the economic recovery.

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