Savings

Homes to prop up retirement savings

A significant number of people are planning to use the value of their homes to support their retirement income, new research has suggested.

What could the pre-Budget Report include?

A brief look at the options open to the Chancellor in his pre-Budget Report.

Pensions could suffer if entrepreneurs shy from occupational schemes

Plans by the government to cut pension tax relief for high earners could have an adverse effect on workplace pension schemes, it has been warned.

Pension schemes under increasing threat

The rate at which final salary pensions schemes are closing looks set to rise, it has been predicted.

More employees than ever planning to work longer

The effect of the recession on pensions, savings, investments and property values has pushed up the number of people who are contemplating longer working lives, a new study has revealed.

Easy access savings accounts fall below official interest rate

A mere 5 per cent of easy access savings accounts are offering returns above the official rate of interest.

Savings accounts deliver little return for the majority

It has been estimated that the majority of savings accounts are failing to provide savers with a genuine return on their money.

Tax refund campaign for pensioners

HM Revenue and Customs (HMRC) has launched a campaign aimed at pensioners who may have paid too much tax on the interest earned from savings accounts.

Savings accounts squeezed on interest rates

One in ten of variable rate savings accounts have seen their interest rates cut over the past six months.

Workplace pension schemes not always keeping savers informed

A number of workplace pension schemes are failing to provide their members with clear enough information about the choices open to them on retirement.

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